Payment Solutions for New and Established Businesses

Mower Finance partners with multiple providers find the right payment solution for your financial situation. One application gives you access to the full network. No matter your credit profile or length of time in business, we will strive to match you with an appropriate program. Below are the basic programs we offer. Variations may be available depending on your situation.

Basic Commercial Program


A versatile program covering a wide range of dollar amounts and credit profiles, serviced by multiple lenders/lessors.

  • Same-day decisions available
  • Credit scores of 625 and up considered
  • New Businesses Welcome
  • Terms of 10 months to 10 years
  • New and used equipment
  • Titled and non-nitled equipment
  • Deferred, seasonal, & step-up programs
  • Include preventive maintenance and extended warranties

Commercial Express Program


Lease equipment and accessories through a program that considers factors other than credit score. Instant decisions and same-day funding make this a convenient option for small businesses and start-ups who have yet to establish credit.

  • Instant Decisions
  • Credit Scores of 500 and up Considered
  • No documents required
  • New businesses welcome
  • Term length options
  • New and used equipment
  • Titled and non-titled


Mower Finance is powered by Terrace Finance, the platform with multiple participating payment solution providers.
icon blue laptop


Complete our single application for access to all programs. Apply here or through your dealer’s unique link.

Icon paperwork blue


Once your application is submitted, a Terrace Finance team member will contact you directly to better understand your business goals.

target icon


Based on your unique needs, we will route your application to an appropriate lender.

cart icon


Upon approval, the terms will be presented for your consideration. Documents will be sent electronically for your signature. Once complete, your dealer can release your equipment to you.