Financing for Full-time or Part-time Landscapers

2nd Chance Financing

  • Seasonal Payments – Skip Payments
  • New Businesses and Start-ups also considered
  • Credit Scores as low as 580*
  • New and Used Equipment 

Municipal Leasing

  • Public Schools & Universities
  • City, State and Local Government Entities
  • Municipal Golf Courses.

Fleet Financing

Financing for Larger Landscaping and
Agricultural Machinery Transactions 
Competitive Rates as long as 72 months
$25,000 + transactions

 

 

If you have been turned down, we offer 2nd chance financing!

B Rates

Application-Only

$1,000 – $25,000

• 2+ years time in business required

• 24 months to 60 months

• 625+ Credit Score / No Bankruptcy

• Homeowner / Established Credit

• Typical Rate Factors:

C Rates

Application-Only

$1,000 – $15,000

• 2+ years time in business required

• 24 months to 60 months

• 600+ Credit Score / No Bankruptcy

• Homeowner / Established Credit

• Typical Rate Factors:

D Rates

Application-Only

$1,000 – $9,000

• 0 years time in business

• 24 months to 48 months

• 580+ Credit Score

• Credit re-established after BK

• Typical Rate Factors:
To estimate the monthly payment multiply the “Rate Factor” times the total cost of the equipment.

We Also Finance Larger Landscaping and Agricultural Machinery Transactions

Application Only

Full Financials
$25,000 – $150,000 transactions
12 – 60 month terms
750+ Credit Score
4+ years time in business
50% Open on revolving
$35K Max in credit card debt
Typical Rate Factors:
$25,000 – $250,000 transactions
12 – 72 month terms
750+ Credit Score
4+ years time in business
50% Open on revolving
$35K Max in credit card debt
Typical Rate Factors:
To estimate the monthly payment multiply the “Rate Factor” times the total cost of the equipment.

 

These are the basic requirements to apply and does not guarantee an application will be approved.
Leasing provides commercial equipment financing.
Credit decisions are based on the combination of a review of the personal credit of the guarantors, equipment, time in business and geographic location.
In some cases, transactions may be approved with additional collateral, security deposits, and/or additional guarantors.
Approvals are based on all the information in your application, credit, income, etc.

 

Call Mower Finance Customer Service Department at 888-464-6256.

credit@mowerfinance.com

 

Apply Now for Business or Personal Financing