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Your Winning Partner for Finance

Boost Sales With Our 1-Stop Payment Solution

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Mower Finance Does Things Differently

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Unmatched
range
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Dealer-friendly
business model
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One application
for everyone
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Easy to implement
and use
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Seriously good
customer service

Customer Range

  • Consumer
  • Commercial
  • Municipal

Credit Range

  • All credits considered
  • Consumer down to No Credit
  • Commercial down to 500

Dollar Range

  • Consumer: $50 to $75K
  • Commercial: $500 and Up

Program Range

  • Loans
  • Leases
  • Installment Finance
  • Credit lines
  • Many Early Payoff Options

Product Range

  • Titled & Non-Titled
  • New & Used
  • Repairs
  • Any Brand/Model
  • Most Durable Goods

We’re here to help dealers be more profitable.

Mower Finance continually seeks out finance partners and innovations with the goal of bringing you competitive rates for the full credit spectrum with NO MANDATORY DEALER FEES.

  • Rates are competitive with top providers from each credit tier
  • No fees for our standard programs (fee-based programs are optional)
  • No rate buy-downs (unless you want to)
  • No sales minimums
  • No recourse to dealers
  • Optional participation in trade-ins
  • Dealer Perks like being included on our Dealer Map and being sent pre-approved customers that we acquire through our marketing efforts
  • Dealer working capital and inventory finance programs available for your dealership

Join over 4500 merchants in our network

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One application for everyone.

Mower Finance eliminates customer application fatigue with a single application.

  • Consumer, Commercial, and Municipal customers of any credit profile all apply through One Link
  • Covers ALL of your product lines, both New & Used, for just about any transaction amount. See product range below.
  • Customers are sorted inside the Terrace Finance (our parent company) application portal and routed to the finance provider most aligned with their needs and profile.
  • If the first provider declines to make an offer, the application is automatically forwarded to the next provider in the “waterfall”.
  • You don’t have to think — just send customers to your unique link.

Product Range

New & used. Big & small. Not sure if we finance something you sell? Just ask us!
  • thumbnail xtv small
    XTVs
  • bulldozer
    Yellow Iron
  • thumbnail bobcat
    Excavators
  • thumbnail meyer salt spreader
    Truck Bed Salt Spreaders
  • salt spreader
    Salt Spreaders
  • work truck
    Work Trucks
  • truck retrofit
    Truck Retrofits
  • Trailer
    Trailers
  • thumbnail ag equipment row tractor
    Ag Equipment
  • thumbnail compact tractor JD
    Compact Tractors
  • BillyGoat ground blower
    Ground Blowers
  • Thumbnail chain saw
    Chain Saws
  • thumbnail aerator
    Attachments
  • thumbnail john deere lawn tractor
    Lawn Tractors
  • robotic mowers
    Robotic Mowers
  • thumbnail echo trimmer
    Handhelds
  • thumbnail cub cadet zero turn
    Zero-Turn Mowers
  • Thumbnail snowplow
    Snow Plows
  • Thumbnail snow blower
    Snow Blowers
  • Mower Fleet
    Work Truck Conversions
  • Tractor
    Tractors
  • Thumbnail combine
    Agricultural Equipment
  • Thumbnail fleet
    Fleets
  • Equipment Bundles
    Equipment Bundles
  • Generators
    Generators
  • Mower Accessories
    Mower Accessories
  • Commercial Mowers
    Commercial Mowers
  • Trailer for landscape equipment
    Commercial Trailers
  • Equipment Repairs and service
    Repairs
  • Working Capital
    Business Expansion & Renovation
  • Residential Mowers
    Residential Mowers
  • Thumbnail inventory
    Inventory
  • Commercial Chipper
    Maintenance Equipment
  • Chipper
    Chippers
  • Chainsaw
    Chainsaws & Tools
  • Backpack Blower
    Blowers
  • thumbnail shed
    Sheds

Our program is easy to implement and use.

After over $2 billion in applications, we’ve developed a smooth process combining automation and good old-fashioned LIVE customer service.

  • Free set-up help and training
  • Brick-and-mortar and online support materials provided
  • State-of-the-art automated consumer application can be completed on mobile
  • One application link for consumer, commercial, and municipal customers of any credit profile
  • Dealer portal for tracking customer applications
  • We line up the lender, you just provide the invoice for the sale
  • Fast funding to you from the lenders

We’re committed to great customer service.

Mower Finance understands how quickly a sale can be lost if a customer gets frustrated. Here is why the Terrace Finance platform has earned a 4.7 star rating on Google and an A+ 4.9-star BBB rating:

  • Live customer service based in US
  • Average phone response time of 10 seconds
  • Open for extended hours, 7 days a week, to cover all US time zones
  • 1:1 consultative attention available for you and your customers
  • Even our senior leadership has manned the phones during busy periods

How it Works

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Complete the Sign Up form

Upon submission, look for an email from onboarding@terracefinance.com within 24-48 hours to schedule a discovery call. Be sure to check your spam folder to ensure delivery. Call us at 888-509-1370 if you have any questions.

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Gather Required Documents

Head’s up: the following documents will be required to complete the registration:

  1. Valid Business License
  2. Valid Government-Issued Photo ID
  3. Voided Business Check* for ACH Payment
    *NOTE: We do not accept counter checks. If you do not have a check, we can accept a bank letter as an alternative.
  4. Photos of the Retail Store Location — Store Front and Interior
3

Complete the Merchant Agreement and Submit Documents

After the discovery call, if the partnership is a good fit, you will be sent a merchant agreement to review, sign, and submit.
Upload your required documents through this Dropbox link:https://cutt.ly/Terrace-Finance-Onboarding-Docs


Sign Up Form

What Other Dealers are Saying

  • Excellent Customer Service. Friendly and so willing to help! The best around!
    Jim Reeves
    GSA Equipment
  • This company has been a big part of our growth in mower sales. Very easy to deal with and they will answer your questions immediately. There are other sources to use, but they seem to be the easiest to process thru the sale. Very friendly office staff.
    Keith Williams
    Lowery’s True Value
  • Mower Finance is a great option for customers that need a little extra help with their credit. They are pretty easy to deal with and always seem to come thru on approvals. It is very convenient when customers get pre-approved before coming into the dealership. We are glad to have Mower Finance on our list of lenders!
    Dan Karns
    Karn’s Performance
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OUR MISSION

Mower Finance is committed to finding creative and effective payment solutions for landscaping industry dealers and their customers through a hassle-free process. Because we are not a lender, but represent a range of lenders & lessors, we are able to serve a full spectrum of credit profiles and transaction amounts. Through the streamlined application process we provide on the Terrace Finance platform we aim to make Mower Finance your 1-stop shop for personal, commercial, or municipal financing.

CONTACT US

SALES TEAM

Call: 888-509-1370 (option 2 for sales)
Email: sales@terracefinance.com

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HIGHEST RATINGS!

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