Dealer Working Capital

When Floor Plans Leave You Short…

An outstanding funding solution for your dealership

Working capital loans are a great way for businesses like yours to generate capital and to start being laser focused on business growth. To get anywhere in the world of business, it is extremely important to have capital on hand to cover marketing costs, payroll, and any other financial expenses that occur within the daily operations of your business.

Immediate access to funds to:

  • Purchase inventory or equipment

  • Purchase used inventory for resale

  • Invest in marketing

  • Expand or renovate

  • Meet cash flow needs during a seasonal slowdown

  • Take advantage of vendor prompt payment discounts

  • Make progress payments


  • $25,000-100,000 on an as-needed basis.

  • Streamlined underwriting and short application.

  • Fast approvals within 24 hours. Funding within 3-5 days.

  • One approval provides access to capital for 9 months.

  • Virtually unrestricted use of funds.

  • No additional fees.

  • Only pay interest on funds you use

  • No prepayment penalties


Simple check list of financial information to get approved
for our Working Capital Programs.

  • Completed application

    • Signed by hand and dated within the last 30 days

    • Completely filled out and legible

    • Includes your client’s social security number and tax identification number

    • Includes your client’s business and personal address; both addresses cannot be the same

  • Last four months of bank statements

    • (three will suffice, but four will be needed for deals that pass pre-qualification)

Working capital is the money available to operate the immediate and short-term needs of your company. Your capital is often in the form of cash at bank or redeemable notes. And, many times a small business like yours might not have enough it. Although you may have been successful in the past in securing some form of business startup financing and establishing a sound customer base, on-going access to the working capital required to fund further growth can often become a stumbling block for many business owners at some point.

For Requests over $75,000

  • 1 year personal tax return

  • 1 year business tax return

  • 2018 year-end P&L

  • 2018 cash flow

  • 6 months business bank statements

  • If a veteran, then DD214 form

  • Current balance sheet

  • Use of proceeds

Apply Now!

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