Your Winning Partner for Finance

5-Star Service for You & Your Customers

Mower Finance Does Things Differently

Gold grunge star
Our range is
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No mandatory
dealer fees

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We bring you
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Our program is
easy to implement
Gold grunge star
We’re serious about customer service

Customer Range

  • Consumer
  • Commercial
  • Municipal
  • Non-Profit

Credit Range

  • A-E Credits
  • Consumer down to No Credit
  • Commercial down to 500

Dollar Range

  • Consumer: $50 to $50K
  • Commercial: $500 and Up

Program Range

  • Loans
  • Leases
  • Installment Finance
  • Credit lines
  • Many Early Payoff Options

Product Range

  • Titled & Non-Titled
  • New & Used
  • Repairs
  • Any Brand/Model
  • Most Durable Goods

You heard right: we have NO MANDATORY DEALER FEES.

Mower Finance understands the things that chip away at your margins and believes you deserve to have control over them. Our service has:

  • ZERO fees for our standard programs (fee-based programs are optional)
  • No invoice buy-downs (unless you want to)
  • No sales minimums
  • NO RECOURSE to dealers
  • Optional participation in trade-ins
  • Optional promotional rate programs are available

Sign up with Mower Finance to take back control of your margins.

We bring you customers.

Through our own marketing efforts, we send you fully approved customers ready to make a purchase in your dealership. These are FREE leads that you did not have to spend time, money, or effort to acquire.

  • We run digital ads on the major social platforms
  • Customers are guided through the application process
  • Approved customers are sent to our dealer network for fulfillment
  • We include only in-network dealers on our Dealer Map

Sign up with Mower Finance to benefit from our marketing efforts and be sent new customers.

Join Over 2200 Dealers in Our Network
to be sent fully approved customers

We’re serious about customer service.

You are busy. When you or your customers need help we answer the phone within 10 seconds. Here is why the Terrace Finance platform has earned a 4.5 star rating on Google:

  • Live customer service based in US
  • Open for extended hours, 7 days a week, to cover all US time zones
  • Even our senior leadership has manned the phones in the busy season
  • Dedicated account managers assigned to you
  • State-of-the-art automated consumer application
  • 1:1 consultative attention available for you and your customers

Sign up with Mower Finance to receive prompt and individual service.

The landscape industry is in our blood.

Did you know our CEO used to run a multi-million dollar landscaping business? The landscape business is part of our company DNA, and we operate with our sleeves rolled up.

  • Our leadership team has over 150 years of combined experience in the landscape business, finance, customer service, and IT
  • Our sales team does in-person check-ins to understand your business
  • Our founders are still with the company

Sign up with Mower Finance to do business with a company that understands you and your customers.

Product Range

New & used. Big & small. Not sure if we finance something you sell? Just ask us!

What Other Dealers are Saying

Excellent Customer Service. Friendly and so willing to help! The best around!
Jim Reeves
GSA Equipment

This company has been a big part of our growth in mower sales. Very easy to deal with and they will answer your questions immediately. There are other sources to use, but they seem to be the easiest to process thru the sale. Very friendly office staff.
Keith Williams
Lowery’s True Value

Mower Finance is a great option for customers that need a little extra help with their credit. They are pretty easy to deal with and always seem to come thru on approvals. It is very convenient when customers get pre-approved before coming into the dealership. We are glad to have Mower Finance on our list of lenders!
Dan Karns
Karn’s Performance