Payment Solutions Built for the Landscaping Industry
Because we are not a lender, but represent a range of lenders, we are able to serve a full spectrum of credit profiles and dollar amounts.
Your application will be automatically routed to the program and lender that are the best match for your credit profile and needs.
Applications in your personal name
Applications in the name of a business
ANY BRAND — ANY MODEL
All brands and types of outdoor power and landscaping equipment are eligible — these are just a few!
Accessories and multiple items may be bundled into a single transaction.
Applications in your personal name
Applications in the name of a business
THE MOWER FINANCE DEALER NETWORK
We work with over 2200 local dealers as well as national chains such as Home Depot and Lowes.
Have a favorite dealer? We’ll work with them to get your deal done!
Don’t see your favorite dealer?
Let us know and we’ll track them down.
888-464-6256
Applications in your personal name
Applications in the name of a business
HOW IT WORKS

APPLY
Apply on your phone, tablet, or laptop with our simple application powered by Terrace Finance.

GET MATCHED
We route your application through the Terrace Finance lender network to find a payment solution for your unique credit profile.* Once approved, you’ll know your purchasing power!

SHOP
Need help finding a dealer?
Mower Finance has a large network of retail partners, from national chains to local mom & pops carrying many brands for you to choose from.
Already working with a dealer?
No problem. We can work with most retailers even if they are out of our network.

FINALIZE
We’ll assist with the remainder of the transaction so you can start enjoying your items!
*Approval and approval amount are subject to credit eligibility and not guaranteed.
BASIC REQUIREMENTS*
Grab these and get started:
*Requirements quoted are based on a middle-tier personal program. Other programs above and below this one are available depending on credit eligibility. Your application will be automatically routed to an appropriate program. Commercial programs are outlined here.
Applications in your personal name
Applications in the name of a business
Applications in your personal name
Applications in the name of a business
one application — multiple lenders
Our process is simple. One application provides access to multiple lenders within the Terrace Finance network and payment solution programs designed to meet your unique credit profile and needs.
customers are talking
Our Mission
Mower Finance is committed to finding creative and effective payment solutions for landscaping industry customers through a hassle-free process. Because we are not a lender but represent a range of lenders, we are able to serve a full spectrum of credit profiles and transaction amounts. Through the streamlined application process we provide on the Terrace Finance platform we aim to make Mower Finance your 1-stop shop for financing.