PERSONAL PROGRAMS: Personal Financing Solutions
Payment solutions for all credit profiles
with one easy application
Your application will be automatically routed to the program and lender that are the best match for your credit profile and needs.
Tier 1
Personal Equipment Loan
Tier 2
Low Payments Lease
Tier 3
No Credit Needed Program
How to Qualify
Minimum Requirements
- Photo ID showing that you are at least 18 years old
- Minimum Annual Gross Income of $12,000
- Valid Social Security Number (SSN) or Taxpayer ID Number (ITIN)
- Valid Email Address & Phone Number
- Electronic Payment Method
May Be Required
In order to be eligible for additional lending products, more information may be required:
- 12 months as a W-9 contractor or 6 Months on the job at a W-2 employee
- Monthly net income of $1300 or more
- Checking account for at least 1 month where income is deposited
- Credit score of 550 or higher
How it Works
Apply
Apply online through the APPLY NOW button. If you are at a participating dealership, apply through that store’s Mower Finance link.
Get Matched
The Terrace Finance platform will work to match you with a payment solution provider that can serve your needs. The assigned lender will follow up with you directly to make an offer.
Finalize
Review the terms from your provider and e-sign the contract. We’ll finalize the sale with the dealer so you can take home your items!