Personal & Small Business
Financing Options

Payment solutions for all credit profiles with one fast & easy application

Transactions of $200-$15,000

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We’ll Find Your Match

Mower Finance has customers of all credit levels covered through our network of lenders on the Terrace Finance platform. Fill out a single application and we’ll route it to the program and lender that are the best match for your credit profile and needs. Our expert team is available to assist along the way.

No Credit Needed Lease

  • Transactions of $200 to $5,000
  • Instant Approvals
  • No Credit Needed
  • Bundles of items eligible
  • 5-month minimum term
  • Early purchase options
  • Bi-weekly and monthly payment options

Low Payments Lease

  • Transactions of $200 to $15,000
  • $1 first payment to take product home
  • Term length structured to keep payments low
  • Skip-A-Payment Option available
  • 30 Days Same as Cash Option
  • No early pay-off charges
  • Bundles of items eligible

No Credit Needed Funding*

  • Transactions of $300-$5,000
  • Instant Approvals
  • No Credit Needed
  • Day 1 Ownership
  • Early Payoff Option
  • Flexible term lengths
  • Repairs eligible!

*Subject to dealer participation

We encourage you to read the terms of the lending program you are matched with carefully before accepting the offer.

It’s Easy to Qualify

Minimum Requirements

  • Photo ID showing that you are at least 18 years old
  • Minimum Annual Gross Income of $12,000
  • Valid Social Security Number (SSN) or Yaxpayer ID Number (ITIN)
  • Valid Email Address & Phone Number
  • Electronic Payment Method

Additional Requirements

In order to be eligible for additional lending products, more information is required:

  • 12 months as a W-9 contractor or 6 Months on the job as a W-2 employee
  • Monthly net income of $1300 or more
  • Checking account for at least 1 month where income is deposited
  • Credit score of 550 or higher

How it Works

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Select a Dealer

Purchase products from one of Mower Finance’s participating dealers, or suggest a dealer of your choice. Our team will work with that dealer to complete your purchase.

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Submit One Application

One online application pre-approves you and matches you with the most compatible program based on your credit profile and needs. Begin the application when you have a purchase amount in mind.

Finalize Your Purchase

Once your equipment choice is set and your dealer submits an invoice into the system, we can finalize the sale for you. Review and accept the financing offer from your lender match to take home your purchase!

Hundreds of Approved Dealers!

Click the map to locate a dealer near you. Don’t see your dealer?

Suggest them to us:
888-464-6256

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Need Help?

888-464-6256

credit@mowerfinance.com

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