Personal Financing
Payment solutions for all credit profiles
with one fast & easy application
Transactions of $200-$15,000
We’ll Find Your Match
Mower Finance has customers of all credit levels covered through our network of lenders on the Terrace Finance platform. Fill out a single application and we’ll route it to the program and lender that are the best match for your credit profile and needs. Our expert team is available to assist along the way.
No Credit Needed Lease
- Transactions of $200 to $5,000
- Instant Approvals
- No Credit Needed
- Bundles of items eligible
- 5-month minimum term
- Early purchase options
- Bi-weekly and monthly payment options
Low Payments Lease
- Transactions of $200 to $15,000
- $1 first payment to take product home
- Term length structured to keep payments low
- Skip-A-Payment Option available
- 30 Days Same as Cash Option
- No early pay-off charges
- Bundles of items eligible
No Credit Needed Funding*
- Transactions of $300-$5,000
- Instant Approvals
- No Credit Needed
- Day 1 Ownership
- Early Payoff Option
- Flexible term lengths
- Repairs eligible!
*Subject to dealer participation
We encourage you to read the terms of the lending program you are matched with carefully before accepting the offer.
It’s Easy to Qualify
Minimum Requirements
- Photo ID showing that you are at least 18 years old
- Minimum Annual Gross Income of $12,000
- Valid Social Security Number (SSN) or Taxpayer ID Number (ITIN)
- Valid Email Address & Phone Number
- Electronic Payment Method
May Be Required
In order to be eligible for additional lending products, more information may be required:
- 12 months as a W-9 contractor or 6 Months on the job at a W-2 employee
- Monthly net income of $1300 or more
- Checking account for at least 1 month where income is deposited
- Credit score of 550 or higher
How it Works
Select a Dealer
Purchase products from one of Mower Finance’s participating dealers, or suggest a dealer of your choice. Our team will work with that dealer to complete your purchase.
Submit One Application
One online application pre-approves you and matches you with the most compatible program based on your credit profile and needs. Begin the application when you have a purchase amount in mind.
Finalize Your Purchase
Once your equipment choice is set and your dealer submits an invoice into the system, we can finalize the sale for you. Review and accept the financing offer from your lender match to take home your purchase!
Hundreds of Approved Dealers!
Click the map to locate a dealer near you. Don’t see your dealer?
Suggest them to us:
888-464-6256
