Personal & Small Business
Financing Options

Payment solutions for all credit profiles
with one fast & easy application

Transactions of $200-$15,000

We’ll Find Your Match

Mower Finance represents multiple lenders through the Terrace Finance platform. Your application is automatically routed to the program and lender that are the best match based on your credit profile and needs. No guesswork involved!

No Credit Needed Lease

  • Transactions of $200 to $5,000
  • Instant Approvals
  • No Credit Needed
  • Bundles of items eligible
  • 5-month minimum term
  • Early purchase options
  • Bi-weekly and monthly payment options

Low Payments Lease

  • Transactions of $200 to $15,000
  • $1 first payment to take product home
  • Term length structured to keep payments low
  • Skip-A-Payment Option available
  • 30 Days Same as Cash Option
  • No early pay-off charges
  • Bundles of items eligible

We encourage you to read the terms of the lending product you are matched with carefully before accepting the offer.

It’s Easy to Qualify

Minimum Requirements

  • Photo ID showing that you are at least 18 years old
  • Minimum Annual Gross Income of $12,000
  • Valid Social Security Number (SSN) or Taxpayer ID Number (ITIN)
  • Valid Email Address & Phone Number
  • Electronic Payment Method

May Be Required

In order to be eligible for additional lending products, more information may be required:

  • 12 months as a W-9 contractor or 6 Months on the job at a W-2 employee
  • Monthly net income of $1300 or more
  • Checking account for at least 1 month where income is deposited
  • Credit score of 550 or higher

How it Works

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Select a Dealer

Purchase products from one of Mower Finance’s participating dealers, or suggest a dealer of your choice. Our team will work with that dealer to complete your purchase.

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Submit One Application

One online application pre-approves you and matches you with a compatible lender and/or leasing product. Find out you purchasing power instantly!

Finalize Your Purchase

Once your equipment choice is set and your dealer submits an invoice to Mower Finance, we can finalize the sale for you. Review and accept the financing offer from your lender match to take home your purchase!

Hundreds of Approved Dealers!

Click the map to locate a dealer near you. Don’t see your dealer?

Suggest them to us:
888-464-6256

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Need Help?

888-464-6256

credit@mowerfinance.com

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