Personal Financing
Payment solutions for all credit profiles
with one fast & easy application
Transactions of $200-$15,000
Our lenders can finance any products distributed by:
We’ll Find Your Match
Mower Finance has customers of all credit levels covered through our network of lenders on the Terrace Finance platform. Fill out a single application and we’ll route it to the program and lender that are the best match for your credit profile and needs. Our expert team is available to assist along the way.
No Credit Needed Lease
- Transactions of $200 to $5,000
- Instant Approvals
- No Credit Needed
- Bundles of items eligible
- 5-month minimum term
- Early purchase options
- Bi-weekly and monthly payment options
Low Payments Lease
- Transactions of $200 to $15,000
- $1 first payment to take product home
- Term length structured to keep payments low
- Skip-A-Payment Option available
- 30 Days Same as Cash Option
- No early pay-off charges
- Bundles of items eligible
No Credit Needed Funding*
- Transactions of $300-$5,000
- Instant Approvals
- No Credit Needed
- Day 1 Ownership
- Early Payoff Option
- Flexible term lengths
- Repairs eligible!
*Subject to dealer participation
We encourage you to read the terms of the lending program you are matched with carefully before accepting the offer.
It’s Easy to Qualify
Minimum Requirements
- Photo ID showing that you are at least 18 years old
- Minimum Annual Gross Income of $12,000
- Valid Social Security Number (SSN) or Taxpayer ID Number (ITIN)
- Valid Email Address & Phone Number
- Electronic Payment Method
May Be Required
In order to be eligible for additional lending products, more information may be required:
- 12 months as a W-9 contractor or 6 Months on the job at a W-2 employee
- Monthly net income of $1300 or more
- Checking account for at least 1 month where income is deposited
- Credit score of 550 or higher
Hundreds of Approved Dealers!
Click the map to locate a dealer near you. Don’t see your dealer?
Suggest them to us:
888-464-6256
