PERSONAL PROGRAMS
Payment solutions for all credit profiles
with one fast & easy application
Transactions of $50 and Up
Your application will be automatically routed to the program and lender that are the best match for your credit profile and needs.
Personal Equipment Loan
Low Payments Lease
No Credit Needed Funding
*Availability varies by state
Small Ticket Lease
Mower Finance Powered by Terrace Finance is not a lender. We route applications through our network of lenders/lessors. Approval and approval amount are subject to credit eligibility and not guaranteed. Program lineup is subject to change at any time without notice. Program availability may vary by state. Must be 18 or older to apply.
How to Qualify
Minimum Requirements
- Photo ID showing that you are at least 18 years old
- Minimum Annual Gross Income of $12,000
- Valid Social Security Number (SSN) or Taxpayer ID Number (ITIN)
- Valid Email Address & Phone Number
- Electronic Payment Method
May Be Required
In order to be eligible for additional lending products, more information may be required:
- 12 months as a W-9 contractor or 6 Months on the job at a W-2 employee
- Monthly net income of $1300 or more
- Checking account for at least 1 month where income is deposited
- Credit score of 550 or higher
How it Works
Apply
Start the application online through the APPLY NOW button. Or, if you are at a participating dealership, apply through that store’s Mower Finance link.
Get Matched
The Terrace Finance lending platform will work to match you with a program based on your credit profile and needs. The assigned lender will follow up with you directly to make an offer.
Finalize
Review the terms from your lender match and e-sign the documents.
Take home your items!