Personal Application

(Transactions up to $15,000)

Minimum Application Requirements

Been with current employer as a W2 employee for at least 12 months, or veritably self-employed for 12 months.
Net Income
Minimum monthly net income of $1,300
No bankruptcy filed is best, but if one has been filed, it must have been discharged at least one year.
Checking Account
Have a checking account for a minimum of 1 month, and must not be a prepaid account.
We don’t do consumer transactions in NJ, WI, MN, VT

What Happens Next – After I Submit my Application?

If your application is approved,
    • Our consumer finance partner, Community Finance will contact you at the number and email address provided on your application to go over, credit limit, terms, conditions, and options for your financing and to complete your order.
    • You will be asked to provide proof of ID, proof of income, and proof of banking.
    • Once FULLY approved, we will obtain an invoice from your dealer and generate your contracts.
    • The agreement will be sent to you by email for electronic signature.
    • An authorization email will be submitted to your dealer to release the items to you once your docs are e-signed.
If your application is denied:
    • Community Finance and Mower Finance will contact you to work with you on ways to help you obtain a credit approval in the near future
Contact Information
    • You, as the applicant, may also contact Community Finance directly at 702-630-9090
    • Hours of operations are:
      • Monday through Friday 8:30 a.m. to 7:30 p.m. Eastern Time.
      • Saturdays 9:30 a.m. to 7:30 p.m. Eastern Time.
      • (New!) Sundays 9:30 a.m. to 7:30 p.m. Eastern Time.
Dealers may contact Mower Finance at 888.464.6256 then press #2
 * Credit decisions are based on the combination of a review of the personal credit of the guarantors, equipment, time in business and geographic location. In some cases, transactions may be approved with additional collateral, security deposits, and/or additional guarantors. Approvals are based on all the information in your application, credit, income, etc.

Call with any questions:



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