Customer Privacy Notice

FACTS WHAT DOES MOWER FINANCE DO WITH YOUR PERSONAL INFORMATION?
 Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • transaction history and account balances
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

 How? All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Mower Finance chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Mower Finance share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
No No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No No
For our affiliates’ everyday business purposes
information about your creditworthiness
No We do not share
For non-affiliates to market to you No We do not share
For non-affiliates to aid in servicing of the loan Yes No

 

What we do
How does Mower Finance protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Mower Finance collect my personal information? We collect your personal information, for example, when you

  • apply for a loan
  • give us your contact information
  • give us your income information
  • provide employment information or
  • show your government-issued ID

We also collect your information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.

  • Mower Finance does not share with our affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non financial companies.

  • Mower Finance does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Mower Finance doesn’t jointly market.

 

Other important information
For Vermont Residents: We will not share information we collect about you with non-affiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates.

For California Residents: We will not share information we collect about you with non-affiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account.

Questions?   Call 888-464-6256 or the customer service number on your billing statement.