Your application will be routed to the program and lender/lessor that is the best match for your credit profile and needs. Our job is to finesse the process to make sure you are happy with the program you are offered.

Basic Commercial Program


A versatile program covering a wide range of dollar amounts and credit profiles, serviced by multiple lenders/lessors.

  • Same-day decisions available
  • Credit scores of 625 and up considered
  • New Businesses Welcome
  • Terms of 10 months to 10 years
  • New and used equipment
  • Titled and non-nitled equipment
  • Deferred, seasonal, & step-up programs
  • Include preventive maintenance and extended warranties

Commercial Express Program


Lease equipment and accessories through a program that considers factors other than credit score. Instant decisions and same-day funding make this a convenient option for small businesses and start-ups who have yet to establish credit.

  • Instant Decisions
  • Credit Scores of 500 and up Considered
  • No documents required
  • New businesses welcome
  • Term length options
  • New and used equipment
  • Titled and non-titled

Landscape Equipment
Commercial Payment Estimator

Ballpark Payment Estimate
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Tier 2
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Tier 3
$0 Per Month
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Tier 4
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Mower Finance powered by Terrace Finance is not a lender. The payments quoted by this payment estimator are based on multiple programs from several providers from within the Terrace Finance network of lenders/lessors. Estimated payments and lender/lessor lineup varies by state and may change at any time without notice. Complete accuracy is not intended or guaranteed. A variety of term lengths and early payoff options are available which has an effect on total cost. Clear terms and an exact payment amount/term will be provided by the individual lender /lessor after approval and before signing. Must be 18 or older to apply.
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