PERSONAL PROGRAMS

Your application will be automatically routed to the program and lender/lessor* that are the best match for your credit profile and needs.

Personal Equipment Loan

  • Transactions of $1,500 to $30,000
  • For upper tier credit customers
  • Compact tractors, trailers, mowers, ATV’s eligible
  • New & used equipment eligible
  • Fixed rate APR based on credit tier
  • No prepayment penalty
  • Terms available: 12, 24, 36, 48, 60 months

Low Payments Lease

  • Transactions of $200 to $15,000
  • For average credit customers
  • $1 due at signing
  • Term length structured to keep payments low
  • Skip-A-Payment Option available
  • 30 Days Same as Cash option available
  • No early pay-off charges
  • Bundles of items eligible

No Credit Needed Funding

  • Transactions of $200-$7,500
  • For challenged credit customers
  • No credit needed
  • Instant decision
  • Day 1 ownership*
  • Early payoff option
  • Flexible term lengths
  • Repairs eligible*

*Availability varies by state

Small Ticket Lease

  • Transactions of $50-$2,500
  • For challenged credit customers
  • No credit needed
  • Instant decision
  • 90 Days Same as Cash option available
  • Flexible spending limit
  • $0 due at signing

*Mower Finance Powered by Terrace Finance is not a lender. We route applications through our network of lenders/lessors.
Approval and approval amount are subject to credit eligibility and not guaranteed. Program lineup is subject to change at any time without notice.
Availability may vary by state. Must be 18 or older to apply.