PERSONAL PROGRAMS

Your application will be automatically routed to the program and lender/lessor* that are the best match for your credit profile and needs.

Personal Equipment Loan

  • Transactions of $1,500 to $75,000
  • For upper tier credit customers
  • Compact tractors, trailers, mowers, ATV’s eligible
  • New & used equipment eligible
  • Fixed rate APR based on credit tier
  • No prepayment penalty
  • Terms available: 12, 24, 36, 48, 60 months

Low Payments Lease

  • Transactions of $200 to $15,000
  • For average credit customers
  • $1 due at signing
  • Term length structured to keep payments low
  • Skip-A-Payment Option available
  • 30 Days Same as Cash option available
  • No early pay-off charges

No Credit Needed Program

  • Transactions of $300-$7,500
  • No credit needed
  • Fast decision
  • Day 1 ownership**
  • Early payoff option
  • Flexible term lengths
  • Repairs eligible**

**Availability varies by state

Small Ticket Lease

  • Transactions of $50-$2,500
  • For challenged credit customers
  • No credit needed
  • Instant decision
  • 90 Days Same as Cash option available
  • Flexible spending limit
  • $0 due at signing

*Mower Finance Powered by Terrace Finance is not a lender. We route applications through our network of lenders/lessors.
Approval and approval amount are subject to credit eligibility and not guaranteed. Program lineup is subject to change at any time without notice.
Availability may vary by state. Must be 18 or older to apply.

Landscape Equipment
Consumer Payment Estimator

Amount
Credit Level
Ballpark Payment Estimate
Best
Credit Score Of
700+
$0 Per Month
For 00 Months
Better
Credit Score Of
675+
$0 Per Month
For 00 Months
Average
Credit Score Of
550-675
$0 Per Month
For 00 Months
Challeged
Credit Score Of
<550/ No Credit
$0 Per Month
For 00 Months
Mower Finance powered by Terrace Finance is not a lender. The payments quoted by this payment estimator are based on multiple programs from several providers from within the Terrace Finance network of payment solution providers. Estimated payments and provider lineup varies by state and may change at any time without notice. Complete accuracy is not intended or guaranteed. A variety of term lengths and early payoff options are available which has an effect on total cost. Clear terms and an exact payment amount/term will be provided by the individual payment solution provider after approval and before signing. Must be 18 or older to apply.
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