PERSONAL PROGRAMS

Your application will be automatically routed to the program and lender/lessor* that are the best match for your credit profile and needs.

Personal Equipment Loan

  • Transactions of $1,500 to $75,000
  • For upper tier credit customers
  • Compact tractors, trailers, mowers, ATV’s eligible
  • New & used equipment eligible
  • Fixed rate APR based on credit tier
  • No prepayment penalty
  • Terms available: 12, 24, 36, 48, 60 months

Low Payments Lease

  • Transactions of $200 to $15,000
  • For average credit customers
  • $1 due at signing
  • Term length structured to keep payments low
  • Skip-A-Payment Option available
  • 30 Days Same as Cash option available
  • No early pay-off charges

No Credit Needed Program

  • Transactions of $300-$7,500
  • No credit needed
  • Fast decision
  • Day 1 ownership**
  • Early payoff option
  • Flexible term lengths
  • Repairs eligible**

**Availability varies by state

Small Ticket Lease

  • Transactions of $50-$2,500
  • For challenged credit customers
  • No credit needed
  • Instant decision
  • 90 Days Same as Cash option available
  • Flexible spending limit
  • $0 due at signing

*Mower Finance Powered by Terrace Finance is not a lender. We route applications through our network of lenders/lessors.
Approval and approval amount are subject to credit eligibility and not guaranteed. Program lineup is subject to change at any time without notice.
Availability may vary by state. Must be 18 or older to apply.

Consumer Outdoor Power Equipment Payment Estimator

Consumer Outdoor Power Equipment
Payment Estimator

Amount
Base
Stretched
Tier1
$2,500 – $75,000
Credit Score Of
675+
Base
$0 Per Month
For 00 Months
Stretched
$0 Per Month
For 00 Months
Tier2
$200 – $15,000
Credit Score Of
550-675
Base
$0 Per Month
For 00 Months
Stretched
$0 Per Month
For 00 Months
Tier3
$200 – $7,500
Credit Score Of
<550/ No Credit
Base
$0 Per Month
For 00 Months
Stretched
$0 Per Month
For 00 Months
Mower Finance Powered by Terrace Finance is not a lender. The payments quoted by this payment estimator are based on multiple programs from providers from within the Terrace Finance network of payment solution providers. Estimated payments and provider lineup vary by state and may change at any time without notice. Complete accuracy is not intended or guaranteed. Each payment solution has different term length and early payoff options which affect total cost. Clear terms and an exact payment amount/term will be provided by the individual payment solution provider after approval and before signing. Must be 18 or older to apply.
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